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Michelle Schroeder-Gardner

Michelle Schroeder-Gardner is the CEO and founder of Making Sense of Cents. 

Since she started this website in 2011, Making Sense of Cents has reached more than 20 million readers. She has also been featured in major publications such as Forbes, CNBC, Time, Reader’s Digest, Oprah, and Business Insider. You can see everywhere she has been featured and quoted on the press page.

She started Making Sense of Cents to document her own journey towards financial freedom (one example – due to this, she was able to pay off $38,000 in student loans in 7 months) and to share her insights and tips on personal finance, budgeting, and making money. 

Her student loan debt was a big reason why she started this blog. She was trying a bunch of different ways to make extra money, and she started highlighting them here on Making Sense of Cents.

She also has a Master of Business Administration with an emphasis in Finance, which has helped her better understand personal finance, side hustles, and starting a business.

She is passionate about empowering people to take control of their finances and live the life they want.

She writes about personal finance, how to make extra money, working from home, passive income streams, and more.

If you want to contact Michelle, please send an email to michelle@makingsenseofcents.com.

    Everything You Need To Know About Emergency Funds

    May 25, 2023

    How I Paid Off $38,000 In Student Loan Debt In 7 Months

    May 21, 2025

    10 Ways To Make Money Online From The Comfort of Your Home

    May 30, 2025

    Why I Believe Being Positive Can Change Your Financial Situation And Your Life

    July 30, 2024

    How I Manage My Finances So I Can Save Time and Worry Less

    December 17, 2024

    $13,673 December Income – My Monthly Online Income Report and Annual Wrap Up

    August 9, 2024

    The Best $80 I’ve Ever Spent

    May 25, 2023

    8 Ways To Be An Extreme Cheapskate

    August 12, 2025

    10 Ways To Squeeze Side Hustles Into Your Busy Schedule

    August 9, 2024

    An Interview With A Driver Who Uses Lyft and Uber– Side Hustle Idea

    October 19, 2024

    10 Great Ways To Gain Control Of Your Finances and Reach Financial Freedom

    June 17, 2024

    Are You Considering Quitting Your Job To Freelance Full-Time?

    August 12, 2023

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