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Michelle Schroeder-Gardner

Michelle Schroeder-Gardner is the CEO and founder of Making Sense of Cents. 

Since she started this website in 2011, Making Sense of Cents has reached more than 20 million readers. She has also been featured in major publications such as Forbes, CNBC, Time, Reader’s Digest, Oprah, and Business Insider. You can see everywhere she has been featured and quoted on the press page.

She started Making Sense of Cents to document her own journey towards financial freedom (one example – due to this, she was able to pay off $38,000 in student loans in 7 months) and to share her insights and tips on personal finance, budgeting, and making money. 

Her student loan debt was a big reason why she started this blog. She was trying a bunch of different ways to make extra money, and she started highlighting them here on Making Sense of Cents.

She also has a Master of Business Administration with an emphasis in Finance, which has helped her better understand personal finance, side hustles, and starting a business.

She is passionate about empowering people to take control of their finances and live the life they want.

She writes about personal finance, how to make extra money, working from home, passive income streams, and more.

If you want to contact Michelle, please send an email to michelle@makingsenseofcents.com.

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    September 2, 2025

    Why I Love Living In A Vehicle

    June 18, 2025

    10 Statistics About The Money Habits Of The Average American

    June 18, 2025

    Ask Me Anything

    May 24, 2023

    Is Making Money From A Blog Actually Possible? Your Top 21 Questions Answered

    June 18, 2025

    4 Simple Ways To Save Money On Fuel

    April 21, 2018

    How We Paid Off $100,000 in Debt in 40 Months: Marriage and the Military

    June 18, 2025

    How This Couple Retired In Their 30s and Now Travel Around The World: An Interview With Go Curry Cracker

    June 18, 2025

    I Thought I Was Too Good For Community College

    September 2, 2025

    How I Made $241,649 In March Blogging

    January 13, 2025

    How I Paid Off Over $42,000 in Student Loans in 34 Months (Earning $36,000 Per Year)

    June 18, 2025

    One Year Later: My Extraordinary Interview Series Roundup

    October 19, 2024

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