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Michelle Schroeder-Gardner

Michelle Schroeder-Gardner is the CEO and founder of Making Sense of Cents. 

Since she started this website in 2011, Making Sense of Cents has reached more than 20 million readers. She has also been featured in major publications such as Forbes, CNBC, Time, Reader’s Digest, Oprah, and Business Insider. You can see everywhere she has been featured and quoted on the press page.

She started Making Sense of Cents to document her own journey towards financial freedom (one example – due to this, she was able to pay off $38,000 in student loans in 7 months) and to share her insights and tips on personal finance, budgeting, and making money. 

Her student loan debt was a big reason why she started this blog. She was trying a bunch of different ways to make extra money, and she started highlighting them here on Making Sense of Cents.

She also has a Master of Business Administration with an emphasis in Finance, which has helped her better understand personal finance, side hustles, and starting a business.

She is passionate about empowering people to take control of their finances and live the life they want.

She writes about personal finance, how to make extra money, working from home, passive income streams, and more.

If you want to contact Michelle, please send an email to michelle@makingsenseofcents.com.

    How This Family of 6 Lives On $53,000 a Year (with $22,000 of that going towards their student loan debt)

    September 2, 2025

    How I Made $121,861.28 In June While Sailing to Beautiful Islands

    July 17, 2025

    My Search For A Better Work Life Balance

    July 17, 2025

    15 Habits That Are Hurting Your Happiness

    September 2, 2025

    You Don’t Need Everything – Do You Know The Difference Between Wants And Needs?

    August 27, 2025

    How This 29 Year Old Is Building A Real Estate Empire

    July 17, 2025

    Why Is Talking About Money More Taboo Than Sex?

    July 25, 2025

    The Important Reasons You Need Multiple Streams of Income

    July 17, 2025

    The Best Debt Payoff Stories – These Six People Paid Off Over $400,000 in Debt!

    July 17, 2025

    5 Things To Think About Before You Take Out Student Loans

    July 17, 2025

    5 Great Benefits Of Being An Early Bird And How You Can Change

    July 25, 2025

    How I Made $120,104.93 In May Working From Home

    January 24, 2025

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